- OWES
- In debt
- Is in debt
- Hasn't ponied up
- Has bills
- Takes credit
- Carries a debt
- Is behind financially
- Needs to Venmo, maybe
- Is in danger of having one's legs broken, say
- Has a debt
- Has a balance
- Is obligated to
- Is shy
- Comes up short
- Must pay
- Has to repay
- Has creditors
- Can't settle?
- Has a balance due
- Has to pay back
- Is due to return
- Is outstanding
- Is obligated
- Has to return
- Is obligated to return
- Is beholden
- Is in the red
- Is beholden to
- Isn't willing to settle?
- Hasn't paid yet
- Hasn't yet paid
- Has debts
- Is indebted
- Has obligations, say
- Has to pay
- Has an obligation to
- Is short
- Needs to pay
- Is bound to
- Is of interest, maybe?
- Is outstanding and isn't good
- Hasn't settled on
- Has something left to give
- Needs to get rid of the red?
- Sees red?
- Is attributable (to)
- Is indebted to
- Falls behind on payments
- Has a tab
- Is in the hole
- Keeps one's balance
- Attributes
- Has chits out
- Has markers out
- Sees 21-Across?
- Runs a tab
- Has a chit out
- Is short and shy
- Isn't even
- Becomes a debtor
- Is short by
- Is behind, in a way
- Carries a balance
- Hasn't yet repaid
- Is in arrears
- Has dues due
- Has an outstanding balance
- Is outstanding in business?
- Is shy by
- Needs to give back
- Has obligations
- Ought to pay
- Has a mortgage
- Is into, so to speak
- Gets credit for?
- Needs to cough up, so to speak
- Hasn't yet settled
- Has outstanding bills
- Hasn't settled yet
- Carries a mortgage, say
- Has a mortgage, say
- Is shy, in a way
- Has yet to settle
- Is behind, perhaps
- Is obliged to pay
- Falls behind, perhaps
- Needs to remit
- Is behind, maybe
- Needs to settle
- Has bills to pay
- Uses credit
- Is in for
- Plays pot-shy
- Has an obligation
- Has unpaid bills
- Is in hock
- Has payables
- Runs up a tab
- Has debts due
- Is behind
- Is obliged
- Is obliged to
- Has a bill
- Is light
- Hasn't paid
- Sees lots of red, perhaps
- Has loans out
- Must settle up with
- Doesn't settle
- Has outstanding loans
- Is overcharged?
- Pays later
- Is morally obligated to.
- Is under obligation.
- Is under obligation to.
- Is in debt to.
- For he ___ not any man.
- Is obliged for.
- Uses credit cards.
- Sees red in a way
- Runs up bills
- Lags, financially
- Piles up bills
- Faces a dunning
- Hasn't paid up
- Becomes encumbered
- Charges it
- Is behindhand
- Goes into debt
- Has a credit-card balance
- Has liabilities
- Has something outstanding
- Isn't free and clear
- Isn't in the black
- Can't pay
- Isn't keeping up with bills
- Has loans
- Isn't solvent
- Falls behind, in a way
- Has an outstanding figure?
- Is into
- Gets calls from collectors, say
- Isn't in the clear?
- Gets charged up?
- Has a negative net worth
- Isn't square, say
- Gets a Venmo request, say
- Isn't square
- Has an open tab, say
- Takes credit, in a way
- Has a student loan, say
- Has balance issues
- Doesn't have enough
- Is outstanding, in a way
- Is in political debt to
- Gives a chit?
- Needs to pay back
- Carries debt
- Is expected to pay
- Has to send a check with Form 1040
- Be indebted to
- Needs a loan, maybe
- Took credit?
- Carries a mortgage
- Carries a mortgage, e.g.
- Has to return a favor, e.g.
- Has a mortgage, e.g.
- Has a payment booklet
- Has debt
- Is deep in the red
- Needs to repay
- Has an outstanding tab
- Is behind on bills (... first 2)
- Has markers outstanding
- Can't pay up
- Has a loan
- Has to return a favor
- Indebted to
- Isn't yet ready to settle?
- Uses a payment booklet
- Spends beyond earnings
- Buys on time?
- Is short, in a way
- Carries a balance of
- Is light, in a way
- Carries a negative balance
- Has yet to pay back
- Is in the hole financially
- Must repay
- Still hasn't paid
- Has a debt to settle
- Needs to kick in
- Is financially liable to
- Has unsettled debts
- Isn't squared up
- Is a deadbeat
- Has unpaid debts
- Is shy, so to speak
- Refuses to settle?
- Has a card balance
- Isn't debt-free
